XDS. Turning trusted data and advanced analytics
into intelligence for better business decisions.

XDS is an established credit information and decisioning business, headquartered in Sandton,
with capability and reach extending across Africa and beyond.

Who We Are

Our heritage is rooted in credit information, but our capabilities extend well beyond the traditional role of a
credit bureau.

Today, we help organisations verify identities, understand consumers and businesses, assess risk, detect fraud and automate complex decisioning processes.

XDS is an established credit information and decisioning business, headquartered in Sandton, with capability and reach extending across Africa and beyond.

Why XDS

Access to data is no longer enough.

Organisations need the ability to turn information into insight that holds up when a decision has to be made, and defended.

XDS maintains one of the most comprehensive consumer and commercial data sets in the market, and the analytical tools applied to it are built and refined by our own team.

~30
Years supporting South African organisations
Africa
Reach extending across the continent

Because we support decisions across the customer and business lifecycle, from assessing a single consumer application to monitoring a commercial portfolio, the intelligence we provide is grounded in how those decisions are made. Our decision engine, workflow and application capture capabilities extend that intelligence into action, and because those tools are built here, they are shaped by this market rather than adapted to it.

Trust

Businesses trust XDS because our information is reliable, our processes
are robust and our commitment to protecting data is uncompromising.

Every solution we deliver is underpinned by the principles of accuracy, security, privacy and compliance.

Accuracy

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Security

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Privacy

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Compliance

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The Intelligence Collective

XDS is part of the Mettus Intelligence Collective. The Mettus Intelligence Collective brings together established businesses specialising in credit information, data, background screening and analytics. Together, these capabilities help organisations make informed and insightful decisions, navigate complex problems, and creatively unlock a better future.

Governance and Compliance

XDS operates in accordance with the National Credit Act and the Protection of Personal Information Act, is registered with the National Credit Regulator, and is a member of leading industry bodies. As a Level 1 B-BBEE organisation, governance, compliance and responsible data management remain central to everything we do.

National Credit Act POPIA Level 1 B-BBEE NCR · CBA · SACRRA · SAFPS

Vision and Innovation

Our vision is to help organisations make smarter, more confident decisions by transforming trusted data into meaningful intelligence.

Through continuous investment in analytics, automation and AI, we are developing intelligent, practical solutions that simplify complex decisions, improve efficiency and create lasting business value.

Leadership Message

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Vivian Pather
XDS Leadership
Vivian Pather, XDS Leadership

Talk to us about what XDS can do for your business.